Simple, Transparent Credit Repair Pricing
We believe you should know exactly what you’re paying for — and when. There are no hidden fees here, no surprise charges, and no money collected before we’ve done the work. That’s not just our policy; it’s the law. Under the Credit Repair Organizations Act (CROA), you are not required to pay for credit repair services before they are performed.
Every credit situation is different. We encourage you to contact us for a personalized quote — we’ll review your credit reports, explain exactly what we can do, and recommend the right option for your situation with no pressure and no obligation.
What Are Our Credit Repair Service Tiers?
What Does Our Basic Credit Repair Service Include?
- Full review of all 3 bureau reports
- Identification of inaccurate negative items
- Up to 5 dispute letters/month
- Monthly progress update
- Email support
Best for: small number of errors or a straightforward credit situation.
What Does Our Standard (Most Popular) Credit Repair Service Include?
- Everything in Basic, plus:
- Up to 15 dispute letters/month
- Creditor direct intervention letters
- Goodwill adjustment requests
- Bi-weekly progress updates
- Phone & email support
Best for: multiple negative items or a mix of bureau errors and creditor disputes.
What Does Our Premium Credit Repair Service Include?
- Everything in Standard, plus:
- Unlimited dispute letters/month
- Debt validation letters to collectors
- Identity theft support & escalation
- Priority phone support with Peter Krakue
- Weekly progress updates
- Personalized credit-building strategy
Best for: complex situations — multiple collections, identity theft, high volume of disputes.
Your Rights Under the Law
“Under the Credit Repair Organizations Act (CROA), you are not required to pay for credit repair services before they are performed.”
You will never be charged upfront for work that hasn’t happened yet. Every charge corresponds to completed work on your behalf. If any credit repair company asks for full payment before lifting a finger — that is a red flag and a violation of federal law.
Pricing FAQs
Is there a contract?
No. Our services are month-to-month. Cancel at any time, for any reason, with no penalty.
When do I get charged?
You are charged after each month of service is completed — never before. This is consistent with CROA requirements.
Can I cancel?
Yes. Contact us by phone or email and we’ll process your cancellation promptly. No charges after your cancellation date.
What if I’m not sure which tier is right?
That’s what the free consultation is for. We’ll review your reports together and give you an honest recommendation — no cost, no obligation.
Ready to Get Started?
The best time to start working on your credit was yesterday. The second best time is today.