Asked Any Questions
What is credit repair, and how does it work?
Credit repair is getting ready to repair your credit report by searching for and contesting errors or old subtle data that might be dropping your score. It will often begin by examining the reports of the big three credit reporting companies, Equifax, Experian, and TransUnion, for errors such as late payments in error, unusual accounts, or old collections. Once discovered, you can dispute them and have them removed possibly. While you can try to do it on your own, most have this completed by credit repair experts for quicker and better results.
Can Credit Repair Companies Really Boost Your Score?
Yes, credit repair businesses can quite possibly have your credit score improved, but for all intents and purposes as if those negative entries against your report are false, outdated, or unverifiable. What they can’t do is erase particular negative entries on their own. What they do is thoroughly review your credit reports, challenge any inaccuracies to the credit-reporting agencies, and stand by the best of the case until errors are eliminated.
How Long Does Credit Repair Take?
Credit repair timeline depends on the difficulty of your credit history and how much is going to be disputed. You usually obtain results within 3 to 6 months. Credit reporting agency takes usually up to 30 days to investigate each dispute, but the whole process can take additional days if additional evidence is needed or some disputes must be re-submitted.
What is the credit repair website?
We firmly reject those who, swayed by temporary pleasures, lose their sense of right and wrong and allow themselves to be misled or morally weakened
Is credit repair legal?
In fact, credit repair is entirely legal in American legislation. By virtue of the Fair Credit Reporting Act (FCRA) enforced, there is a consumer right to be able to contest false or misleading information within credit reports. Reputable credit repair companies are legally obliged in this regard as well, by the Credit Repair Organizations Act (CROA) that requires them to give you a brief contract that outlines your rights and that prohibits them from charging fees before the provision of service.
How Do You Know Your Credit Repair Is Working?l?
We keep you informed every step of the way. You’ll get monthly progress reports showing how your credit score is improving. Need help or have questions? Our team is always here for you.
Can Credit Repair Help After Identity Theft?
Yes, we can help. If someone stole your identity, we’ll take action fast. We work to remove fake accounts and wrong items from your credit report. Our goal is to protect your credit and keep your future safe.
Why Choose Credit-Repair Over Others?
We’re not like other credit repair companies. Our team includes skilled attorneys who give legal support you can trust. We don’t just fix your credit, we help you build strong, lasting results for your future.